Carers' Resource is the local, specialist carers' centre for the
Bradford and Airedale, Harrogate and Ripon, and Craven districts of Yorkshire.

Find your way

Understanding the allowances and benefits that carers and the people they care for can claim can be a maze. So for Carers Rights Day 2019 we’ve pulled together some quick information about each allowance and benefit on this page.

Other resources:

We produce the following factsheets that cover carers’ rights and help with finances:

Carers UK also have an online tool to guide you to information about benefits and other entitlements: https://www.carersuk.org/upfront/

Attendance Allowance

Last changed: Tuesday 26 November, 2019

Awarded to:

Cared-for

Purpose:

  • To support people whose health issues or disabilities are severe enough to warrant additional help
  • The benefit helps pay for this help

Amounts:

  • £58.70 for the lower rate [if a person requires help either during the day or at night]
  • £87.65 for the higher rate [if a person needs help during the day and at night]

Eligibility criteria:

  • State Pension age
  • Health condition serious enough to warrant additional support
  • Support has been required for at least six months

Notes:

  • Not means tested; award is based on need
  • The benefit does not cover mobility needs
  • May not awarded if you are resident of a care home - this depends on whether your care home costs are paid by the local authority or you self-funded
  • May be subject to an assessment if it is not clear from your application how your disability affects you
  • Not eligible if you are already in receipt of DLA or PIP [Some older people have a lifetime DLA award]

How to claim:

Other resources:

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Carer’s Allowance

Last changed: Monday 18 November, 2019

Awarded to:

Carer

Purpose:

  • To provide financial support to unpaid carers
  • The benefit addresses the fact that caring for someone incurs a cost

Amounts:

  • Currently £66.15 a week

Eligibility criteria:

  • The person that you are caring for must be in receipt of certain qualifying benefits, which include Attendance Allowance, Disability Living Allowance (DLA) and Personal Independence Payment (PIP)
  • You must provide 35 hours or more care per week
  • You cannot earn more than £123 a week and receive Carer's Allowance

Notes:

  • You cannot receive Carer's Allowance and State Pension at the same time
  • Carer's Allowance can affect some benefits that the cared-for receives including premiums paid on Pension Credit and potentially any Council Tax reductions already in place

How to claim:

Other resources:

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Carer’s Credit

Last changed: Monday 18 November, 2019

Awarded to:

Carer

Purpose:

  • To fill in any gaps in a carer’s National Insurance contributions which may otherwise affect their final State Pension, or access to other state benefits
  • It is a form of National Insurance credit

Amounts:

This is not a monetary benefit – the carer does not receive a payment. Their National Insurance record is credited with contributions for every week that they qualify for Carer’s Allowance.

Eligibility criteria:

  • Entitlement to Carers’ Allowance (even if not received)

Notes:

How to claim:

Other resources:

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Council Tax reduction

Last changed: Monday 18 November, 2019

Awarded to:

Cared-for

Purpose:

To provide help with paying Council Tax

Amounts:

  • Dependent on a number of factors, including status of landlord (private or social), but can be 100% under certain circumstances One common route is a reduction for ‘Severe Mental Impairment’, commonly through dementia or other conditions that affect cognition. In this case, person cared for will be ‘disregarded’ for Council Tax; In this case a couple will gain a 25% reduction, since the carer will be regarded as single occupancy. A claim on this basis requires a doctor's letter to confirm.

Eligibility criteria:

Determined via a financial assessment which looks at

  • Household income
  • Capital
  • Personal circumstances, including:
    • your age
    • people living with you who have a disability
    • your cohabitation status

Notes:

  • Council Tax reduction is managed and funded by your Local Authority, not by central government

How to claim:

Other resources:

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Disability Living Allowance (DLA) for children

Last changed: Monday 18 November, 2019

Awarded to:

Cared-for

Purpose:

  • To provide financial support with extra costs of looking after a child under 16 years old who has difficulties walking or needs more looking after than a child of the same age who does not have a disability

Amounts:

  • Between £23.20 and £145.85 a week

Eligibility criteria:

  • Under 16
  • Difficulties walking, or requiring more looking after than a child of the same age without needs

Notes:

  • Anyone over 16 must apply for PIP
  • Can claim if you look after a child as if you’re their parent
  • 'Parent' in this sense can include grandparents, step-parents, foster parents or even older siblings
  • New claims for DLA by adults will not be considered, and they will be directed to claim PIP
  • Any adult presently claiming DLA may be moved onto PIP over time

How to claim:

Other resources:

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Pension Credit

Last changed: Monday 18 November, 2019

Awarded to:

Carer or Cared-for

Purpose:

  • Extra money for pensioners to bring their weekly income up to a minimum amount

Amounts:

Has two components:

  • Guarantee Credit: Tops up pension if below £167.25 for single people or £255.25 for Couples
  • Savings Credit: An extra amount paid to people who have saved for retirement (e.g with a private pension)

Eligibility criteria:

Either:

  • Both you and your partner have reached state Pension age; or
  • One of you is getting Housing Benefit for people over State Pension age

Notes:

  • Previously, couples could claim and only one partner had to be over State Pension age; since May 2019, both need to be over State Pension age

How to claim:

  • Claim by phone by calling the Pension Credit Claim Line: 0800 99 1234
  • Make a paper application: contact Citizens Advice, AgeUK, or a similar charity or voluntary organisation, to ask them to request a paper form

Other resources:

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Personal Independence Payment (PIP)

Last changed: Tuesday 26 November, 2019

Awarded to:

Cared-for

Purpose:

  • To provide financial support to people with a long-term disability
  • The benefit is comprised of both ‘daily living’ and ‘mobility’ components

Amounts:

  • For Daily Living: between £58.70 and £87.65 a week
  • For Mobility: between £23.20 and £61.20 a week.

Eligibility criteria:

  • Aged 16 up to State Pension age (not available to pensioners)
  • Health condition affecting daily living or getting around for at least 3 months
  • Condition expected to continue for at least nine months following

Notes:

  • PIP is available whether you’re working or not
  • Award is not automatic based on your condition: you must explain how it affects you
  • You will be assessed by an independent healthcare professional

How to claim:

Other resources:

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Universal Credit (UC)

Last changed: Monday 18 November, 2019

Awarded to:

Carer or Cared-for

Purpose:

  • Additional financial support to help meet living costs

Amounts:

  • Varies depending on circumstances

Eligibility criteria:

  • 18 or over (though in some circumstances 16 to 17)
  • On a low income or out of work
  • Under State Pension Age
  • Less than £16,000 in savings

Notes:

  • Universal Credit replaces 6 existing means-tested benefits: Child Tax Credits; Housing Benefit; Income Support; Income Based Jobseekers Allowance; Income Related Employment and Support Allowance; Working Tax Credits
  • You can work and claim Universal Credit at the same time, but your awarded amount will reduce by 63 pence for every £1 you earn from your job.
  • Universal Credit payments are made once a month normally, into a bank account, building society account or credit union account
  • The benefit is claimed and managed online, so you will need access to the internet in order to be able request it

How to claim:

Other resources:

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