Carers' Resource is the local, specialist carers' centre for the Bradford and Airedale, Harrogate and Ripon, and Craven districts of Yorkshire.

Find your way

Last changed: Wednesday 25 November, 2020

Understanding the allowances and benefits that carers and the people they care for can claim can be a maze. For Carers Rights Day 2019 we pulled together some quick information about each allowance and benefit on this page.

Other resources:

We produce the following factsheets that cover carers’ rights and help with finances:

Carers UK also have a couple of online tools to guide you to information about benefits and other entitlements: https://www.carersuk.org/upfront/ and https://www.carersuk.org/help-and-advice/financial-support/help-with-benefits/turn2us-benefits-calculator

Attendance Allowance

Last changed: Tuesday 26 November, 2019

Awarded to :

Cared-for

Purpose :

  • To support people whose health issues or disabilities are severe enough to warrant additional help
  • The benefit helps pay for this help

Amounts :

  • £58.70 for the lower rate [if a person requires help either during the day or at night]
  • £87.65 for the higher rate [if a person needs help during the day and at night]

Eligibility criteria :

  • State Pension age
  • Health condition serious enough to warrant additional support
  • Support has been required for at least six months

Notes :

  • Not means tested; award is based on need
  • The benefit does not cover mobility needs
  • May not awarded if you are resident of a care home - this depends on whether your care home costs are paid by the local authority or you self-funded
  • May be subject to an assessment if it is not clear from your application how your disability affects you
  • Not eligible if you are already in receipt of DLA or PIP [Some older people have a lifetime DLA award]

How to claim :

Other resources :

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Carer’s Allowance

Last changed: Monday 18 November, 2019

Awarded to :

Carer

Purpose :

  • To provide financial support to unpaid carers
  • The benefit addresses the fact that caring for someone incurs a cost

Amounts :

  • Currently £66.15 a week

Eligibility criteria :

  • The person that you are caring for must be in receipt of certain qualifying benefits, which include Attendance Allowance, Disability Living Allowance (DLA) and Personal Independence Payment (PIP)
  • You must provide 35 hours or more care per week
  • You cannot earn more than £123 a week and receive Carer's Allowance

Notes :

  • You cannot receive Carer's Allowance and State Pension at the same time
  • Carer's Allowance can affect some benefits that the cared-for receives including premiums paid on Pension Credit and potentially any Council Tax reductions already in place

How to claim :

Other resources :

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Carer’s Credit

Last changed: Monday 18 November, 2019

Awarded to :

Carer

Purpose :

  • To fill in any gaps in a carer’s National Insurance contributions which may otherwise affect their final State Pension, or access to other state benefits
  • It is a form of National Insurance credit

Amounts :

This is not a monetary benefit – the carer does not receive a payment. Their National Insurance record is credited with contributions for every week that they qualify for Carer’s Allowance.

Eligibility criteria :

  • Entitlement to Carers’ Allowance (even if not received)

Notes :

How to claim :

Other resources :

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Council Tax reduction

Last changed: Monday 18 November, 2019

Awarded to :

Cared-for

Purpose :

To provide help with paying Council Tax

Amounts :

  • Dependent on a number of factors, including status of landlord (private or social), but can be 100% under certain circumstances One common route is a reduction for ‘Severe Mental Impairment’, commonly through dementia or other conditions that affect cognition. In this case, person cared for will be ‘disregarded’ for Council Tax; In this case a couple will gain a 25% reduction, since the carer will be regarded as single occupancy. A claim on this basis requires a doctor's letter to confirm.

Eligibility criteria :

Determined via a financial assessment which looks at

  • Household income
  • Capital
  • Personal circumstances, including:
    • your age
    • people living with you who have a disability
    • your cohabitation status

Notes :

  • Council Tax reduction is managed and funded by your Local Authority, not by central government

How to claim :

Other resources :

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Disability Living Allowance (DLA) for children

Last changed: Monday 18 November, 2019

Awarded to :

Cared-for

Purpose :

  • To provide financial support with extra costs of looking after a child under 16 years old who has difficulties walking or needs more looking after than a child of the same age who does not have a disability

Amounts :

  • Between £23.20 and £145.85 a week

Eligibility criteria :

  • Under 16
  • Difficulties walking, or requiring more looking after than a child of the same age without needs

Notes :

  • Anyone over 16 must apply for PIP
  • Can claim if you look after a child as if you’re their parent
  • 'Parent' in this sense can include grandparents, step-parents, foster parents or even older siblings
  • New claims for DLA by adults will not be considered, and they will be directed to claim PIP
  • Any adult presently claiming DLA may be moved onto PIP over time

How to claim :

Other resources :

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Pension Credit

Last changed: Monday 18 November, 2019

Awarded to :

Carer or Cared-for

Purpose :

  • Extra money for pensioners to bring their weekly income up to a minimum amount

Amounts :

Has two components:

  • Guarantee Credit: Tops up pension if below £167.25 for single people or £255.25 for Couples
  • Savings Credit: An extra amount paid to people who have saved for retirement (e.g with a private pension)

Eligibility criteria :

Either:

  • Both you and your partner have reached state Pension age; or
  • One of you is getting Housing Benefit for people over State Pension age

Notes :

  • Previously, couples could claim and only one partner had to be over State Pension age; since May 2019, both need to be over State Pension age

How to claim :

  • Claim by phone by calling the Pension Credit Claim Line: 0800 99 1234
  • Make a paper application: contact Citizens Advice, AgeUK, or a similar charity or voluntary organisation, to ask them to request a paper form

Other resources :

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Personal Independence Payment (PIP)

Last changed: Tuesday 26 November, 2019

Awarded to :

Cared-for

Purpose :

  • To provide financial support to people with a long-term disability
  • The benefit is comprised of both ‘daily living’ and ‘mobility’ components

Amounts :

  • For Daily Living: between £58.70 and £87.65 a week
  • For Mobility: between £23.20 and £61.20 a week.

Eligibility criteria :

  • Aged 16 up to State Pension age (not available to pensioners)
  • Health condition affecting daily living or getting around for at least 3 months
  • Condition expected to continue for at least nine months following

Notes :

  • PIP is available whether you’re working or not
  • Award is not automatic based on your condition: you must explain how it affects you
  • You will be assessed by an independent healthcare professional

How to claim :

Other resources :

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Universal Credit (UC)

Last changed: Monday 18 November, 2019

Awarded to :

Carer or Cared-for

Purpose :

  • Additional financial support to help meet living costs

Amounts :

  • Varies depending on circumstances

Eligibility criteria :

  • 18 or over (though in some circumstances 16 to 17)
  • On a low income or out of work
  • Under State Pension Age
  • Less than £16,000 in savings

Notes :

  • Universal Credit replaces 6 existing means-tested benefits: Child Tax Credits; Housing Benefit; Income Support; Income Based Jobseekers Allowance; Income Related Employment and Support Allowance; Working Tax Credits
  • You can work and claim Universal Credit at the same time, but your awarded amount will reduce by 63 pence for every £1 you earn from your job.
  • Universal Credit payments are made once a month normally, into a bank account, building society account or credit union account
  • The benefit is claimed and managed online, so you will need access to the internet in order to be able request it

How to claim :

Other resources :

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